Why does the payout still processing after a long time?

Modified on Mon, 7 Mar, 2022 at 10:00 PM

Sometimes, there are technical errors when trying to credit the payout to the beneficiary account. When this happens, it is not possible to be certain if the payout was credited to the beneficiary. In such cases, NPCI moves the payout to an intermediate state (deemed success).


Once the transactions in the deemed success state are reconciled by the beneficiary bank and NPCI, we receive the final status from the partner bank and move the payout to the terminal state (processed/failed/reversed). This could take T+2 working days.


You can learn about the same here

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